# Q1 2025 Bounty Challenge | Path to Financial Health ### \[UPDATED 01/04/25] This bounty challenge is closed. We had plenty of awesome submissions - check them out 👀. {% hint style="danger" %} These builds are created with ❤️ by our community. They are open for use, contributions, and sharing. Please note, these repos are **not officially supported by Investec**. **Exercise caution** when engaging with community-driven projects. {% endhint %} | Build Name | Coder | Description | Link to Repo | | -------------------------- | -------------------------------------------------------------------- | ------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------ | | Investa\_Transact Analysis | [Johannes Mogashoa](https://github.com/JohannesMogashoa) | Provides a summary of transactions, highlighting types and amounts. | [GitHub Repository](https://github.com/JohannesMogashoa/investa-save) | | Financial Budget Monitor | [Thandekile Vundhla](https://github.com/thandhla) | Web application for tracking and managing personal finances. | [GitHub Repository](https://github.com/thandhla/Financial-Budget-Monitor) | | Nest Bundle | [Alec](https://github.com/alecshelembe) & Team Zero Point One Four | A banking product designed to enhance financial operations. | [GitHub Repository](https://github.com/alecshelembe/investec-sandbox-app) | | Investec Senior Tech Hub | [Innocent Jackson](https://github.com/STHB2025) | Financial wellness platform for seniors with accessible features. | [Replit Repository](https://replit.com/@innoemailbox/SeniorFinanceGuide#drizzle.config.ts) | | Budget Buddy Management | [Tatenda Moyana](https://github.com/mazhape/budget-buddy-management) | Financial wellness app for budget management and spending tracking. | [GitHub Repository](https://github.com/mazhape/budget-buddy-management) | | Fintrackr | [Happy Mahlangu](https://github.com/HappyDevs1) | AI-powered money tracker predicting future balance and spending patterns. | [GitHub Repository](https://github.com/HappyDevs1/fintrackr) | ### 📢 Overview Building on the impactful financial wellness sessions for developers held last year and led by **Lauren Haynes**, this challenge invites innovative minds to develop solutions that **help individuals embark on their journey to financial health**.

The profile of a financially health person

What it means to be financially health

Use Investec's powerful **API** and **Programmable Cards** to create tools that empower our community to make informed financial decisions, manage their money actively, and achieve their financial goals. *** ### 🏆 What's the Challenge? ### **Path to Financial Health Solutions** #### **Objective:** Develop and share a solution that leverages the **Investec API** and/or **Programmable Banking Cards** to help users follow Lauren Haynes' comprehensive financial health action plan.

Financial Goals

**Think about solutions that:** | Inspiration | Examples | | ------------------------------- | ------------------------------------------- | | Educate users 📚 | Financial literacy apps and applied actions | | Manage budgets 💰 | Budget tracking and suggestions | | Set financial goals 🎯 | Savings goal trackers | | Handle debt 📉 | Debt tracking tools | | Plan savings and investments 📈 | Investment planning platforms | *** ### 🎯 Challenge Themes Based on Lauren Haynes' financial wellness sessions, your solution should address **one or more** of the following themes:
Knowledge Empowerment 📘 * Educate users about essential financial concepts. * Help users monitor their financial status through bank accounts and balance sheets.
Active Money Management 🛠️ * Budgeting applications to track income and expenses. * Platforms for setting and managing short-term, medium-term, and long-term financial goals.
Debt Awareness and Management 💳 * Aid in understanding and managing debt. * Prioritize debt repayment strategies, especially unsecured debts.
Savings and Investment Planning 💹 * Facilitate structured savings plans. * Investment planning tools integrated with retirement planning features.
Comprehensive Financial Planning 📝 * Incorporate wills, life insurance, and other essential financial documents. * Provide holistic financial planning, including managing marriage contracts and other legal considerations.
*** ### 🔍 Considerations * **Identify Practical Problems:** Focus on real-world financial challenges that your solution can address effectively. * **Innovative Approach:** Strive for creativity and originality in your solution design. * **User-Friendly:** Ensure your application or tool is intuitive and accessible to a broad audience. * **Efficiency:** Your solution should be effective and optimized for performance. * **Security:** Adhere to best practices in data security and privacy, especially when handling sensitive financial information. *** ### 📅 Challenge Details * **📅 Start Date:** 27 January 2025 * **⏰ End Date:** March 31, 2025 * **👥 Who Can Participate:**\ Open to all developers, designers, entrepreneurs, students, and community members. \ Participate solo or as a team. * **🔗 Submission Link:** [Submit Your Project Here](https://forms.office.com/r/CL3D9fJMaD). *** ### 🏅 Why Join? * **Swag for Everyone:** Every submission gets some cool Investec Developer swag.

Possable Swag To Be Won :;)

* **Standout Submissions:** The best solutions will be showcased (*with kudos, of course!*) in our open-source GitHub Organisation repo. *** ## 🧑‍💻 How to Get Involved: {% stepper %} {% step %} **Jump In:** Head over to our[ Bounties Slack Channel](https://investec-dev-com.slack.com/archives/C05MNBE2G3C) and shout "**I'm In!**" to let us know you're participating. {% endstep %} {% step %} {% endstep %} {% step %} **Need a Hand?** Our community champions are ready to help in the [Slack channel](https://investec-dev-com.slack.com/archives/C05MNBE2G3C) if you have questions or want to team up. {% endstep %} {% step %} **Submit Your Work:** Share your solution via a public GitHub repository, under an MIT licence, and [submit the link](https://forms.office.com/r/CL3D9fJMaD) through our form by the deadline. {% endstep %} {% endstepper %} ## 📋 Submission Guidelines * **GitHub Repositories:** Share your code via a public GitHub repository and submit the link through our form. * **Documentation**: Include a README with an explanation of your solution, how it works, and installation instructions. * **Knowledge Sharing**: If you discover something cool, add it to a ./knowledge file with your submission to benefit the community. * **Licensing**: All submissions should be open-sourced under the MIT License. Be creative and have fun with it! ## 🤔 FAQs: * **Multiple Submissions:** Feeling productive, feel free to submit multiple solutions * **Team Participation:** Go solo or team up – it's your choice. * **Existing Projects:** You can refine and submit projects you've previously worked on. * **Skill Level:** All developers are welcome, and we're here to help you succeed. * **Demos:** While not mandatory, we'd love to see demos of your projects. * **Ownership:** You retain ownership of your ideas and code, but we ask that you share it with the community under the MIT License. ## 🚀 Ready to Code? Join us in making **Q1 2025** a season of financial empowerment and innovation! 🌟\ Declare your participation by saying "I'm in!" in the [#bounties channel](https://investec-dev-com.slack.com/archives/C05MNBE2G3C) on Slack, and let's create impactful solutions together! 🤝 --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://investec.gitbook.io/programmable-banking-community-wiki/get-building/build-events/q1-2025-bounty-challenge-or-path-to-financial-health.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.