# Q1 2025 Bounty Challenge | Path to Financial Health

### \[UPDATED 01/04/25] This bounty challenge is closed. We had plenty of awesome submissions - check them out 👀.

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These builds are created with ❤️ by our community. They are open for use, contributions, and sharing. Please note, these repos are **not officially supported by Investec**. **Exercise caution** when engaging with community-driven projects.
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| Build Name                 | Coder                                                                | Description                                                               | Link to Repo                                                                               |
| -------------------------- | -------------------------------------------------------------------- | ------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------ |
| Investa\_Transact Analysis | [Johannes Mogashoa](https://github.com/JohannesMogashoa)             | Provides a summary of transactions, highlighting types and amounts.       | [GitHub Repository](https://github.com/JohannesMogashoa/investa-save)                      |
| Financial Budget Monitor   | [Thandekile Vundhla](https://github.com/thandhla)                    | Web application for tracking and managing personal finances.              | [GitHub Repository](https://github.com/thandhla/Financial-Budget-Monitor)                  |
| Nest Bundle                | [Alec](https://github.com/alecshelembe) & Team Zero Point One Four   | A banking product designed to enhance financial operations.               | [GitHub Repository](https://github.com/alecshelembe/investec-sandbox-app)                  |
| Investec Senior Tech Hub   | [Innocent Jackson](https://github.com/STHB2025)                      | Financial wellness platform for seniors with accessible features.         | [Replit Repository](https://replit.com/@innoemailbox/SeniorFinanceGuide#drizzle.config.ts) |
| Budget Buddy Management    | [Tatenda Moyana](https://github.com/mazhape/budget-buddy-management) | Financial wellness app for budget management and spending tracking.       | [GitHub Repository](https://github.com/mazhape/budget-buddy-management)                    |
| Fintrackr                  | [Happy Mahlangu](https://github.com/HappyDevs1)                      | AI-powered money tracker predicting future balance and spending patterns. | [GitHub Repository](https://github.com/HappyDevs1/fintrackr)                               |

### 📢 Overview

Building on the impactful financial wellness sessions for developers held last year and led by **Lauren Haynes**, this challenge invites innovative minds to develop solutions that **help individuals embark on their journey to financial health**.

<figure><img src="https://1041073753-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FvM15O0U8oNHeEpNUrGSS%2Fuploads%2FScDLpAosHMYfRtBZxfFA%2FScreenshot%202025-01-23%20at%2014.35.59.png?alt=media&#x26;token=fe154616-de6d-48af-b228-f65a36b6ca3a" alt=""><figcaption><p>The profile of a financially health person</p></figcaption></figure>

<figure><img src="https://1041073753-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FvM15O0U8oNHeEpNUrGSS%2Fuploads%2FNoreMkILlLSCLq3fcUZe%2FScreenshot%202025-01-23%20at%2014.44.51.png?alt=media&#x26;token=46c36608-7900-4027-b30e-2d625625416b" alt=""><figcaption><p>What it means to be financially health</p></figcaption></figure>

Use Investec's powerful **API** and **Programmable Cards** to create tools that empower our community to make informed financial decisions, manage their money actively, and achieve their financial goals.

***

### 🏆 What's the Challenge?

### **Path to Financial Health Solutions**

#### **Objective:**

Develop and share a solution that leverages the **Investec API** and/or **Programmable Banking Cards** to help users follow Lauren Haynes' comprehensive financial health action plan.

<figure><img src="https://1041073753-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FvM15O0U8oNHeEpNUrGSS%2Fuploads%2F1dOauP7fQO35XC4rudnn%2FScreenshot%202025-01-24%20at%2011.14.34.png?alt=media&#x26;token=7af58e66-784c-4918-848c-8f14df750fe3" alt=""><figcaption><p>Financial Goals</p></figcaption></figure>

**Think about solutions that:**

| Inspiration                     | Examples                                    |
| ------------------------------- | ------------------------------------------- |
| Educate users 📚                | Financial literacy apps and applied actions |
| Manage budgets 💰               | Budget tracking and suggestions             |
| Set financial goals 🎯          | Savings goal trackers                       |
| Handle debt 📉                  | Debt tracking tools                         |
| Plan savings and investments 📈 | Investment planning platforms               |

***

### 🎯 Challenge Themes

Based on Lauren Haynes' financial wellness sessions, your solution should address **one or more** of the following themes:

<details>

<summary><strong>Knowledge Empowerment 📘</strong></summary>

* Educate users about essential financial concepts.
* Help users monitor their financial status through bank accounts and balance sheets.

</details>

<details>

<summary><strong>Active Money Management 🛠️</strong></summary>

* Budgeting applications to track income and expenses.
* Platforms for setting and managing short-term, medium-term, and long-term financial goals.

</details>

<details>

<summary><strong>Debt Awareness and Management 💳</strong></summary>

* Aid in understanding and managing debt.
* Prioritize debt repayment strategies, especially unsecured debts.

</details>

<details>

<summary><strong>Savings and Investment Planning 💹</strong></summary>

* Facilitate structured savings plans.
* Investment planning tools integrated with retirement planning features.

</details>

<details>

<summary><strong>Comprehensive Financial Planning 📝</strong></summary>

* Incorporate wills, life insurance, and other essential financial documents.
* Provide holistic financial planning, including managing marriage contracts and other legal considerations.

</details>

***

### 🔍 Considerations

* **Identify Practical Problems:** Focus on real-world financial challenges that your solution can address effectively.
* **Innovative Approach:** Strive for creativity and originality in your solution design.
* **User-Friendly:** Ensure your application or tool is intuitive and accessible to a broad audience.
* **Efficiency:** Your solution should be effective and optimized for performance.
* **Security:** Adhere to best practices in data security and privacy, especially when handling sensitive financial information.

***

### 📅 Challenge Details

* **📅 Start Date:** 27 January 2025
* **⏰ End Date:** March 31, 2025
* **👥 Who Can Participate:**\
  Open to all developers, designers, entrepreneurs, students, and community members. \
  Participate solo or as a team.
* **🔗 Submission Link:** [Submit Your Project Here](https://forms.office.com/r/CL3D9fJMaD).

***

### 🏅 Why Join?

* **Swag for Everyone:** Every submission gets some cool Investec Developer swag.

<figure><img src="https://1041073753-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FvM15O0U8oNHeEpNUrGSS%2Fuploads%2FvbUScIN8d3tAmzCwsZDN%2FScreenshot%202024-04-19%20at%2008.39.52.png?alt=media&#x26;token=7da29ea3-e959-4853-8eaf-4a6bdc476720" alt="" width="354"><figcaption><p>Possable Swag To Be Won :;)</p></figcaption></figure>

* **Standout Submissions:** The best solutions will be showcased (*with kudos, of course!*) in our open-source GitHub Organisation repo.

***

## 🧑‍💻 How to Get Involved:

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**Jump In:**

Head over to our[ Bounties Slack Channel](https://investec-dev-com.slack.com/archives/C05MNBE2G3C) and shout "**I'm In!**" to let us know you're participating.
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**Need a Hand?**

Our community champions are ready to help in the [Slack channel](https://investec-dev-com.slack.com/archives/C05MNBE2G3C) if you have questions or want to team up.
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{% step %}
**Submit Your Work:**

Share your solution via a public GitHub repository, under an MIT licence, and [submit the link](https://forms.office.com/r/CL3D9fJMaD) through our form by the deadline.
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## 📋 Submission Guidelines

* **GitHub Repositories:** Share your code via a public GitHub repository and submit the link through our form.
* **Documentation**: Include a README with an explanation of your solution, how it works, and installation instructions.
* **Knowledge Sharing**: If you discover something cool, add it to a ./knowledge file with your submission to benefit the community.
* **Licensing**: All submissions should be open-sourced under the MIT License.

Be creative and have fun with it!

## 🤔 FAQs:

* **Multiple Submissions:** Feeling productive, feel free to submit multiple solutions
* **Team Participation:** Go solo or team up – it's your choice.
* **Existing Projects:** You can refine and submit projects you've previously worked on.
* **Skill Level:** All developers are welcome, and we're here to help you succeed.
* **Demos:** While not mandatory, we'd love to see demos of your projects.
* **Ownership:** You retain ownership of your ideas and code, but we ask that you share it with the community under the MIT License.

## 🚀 Ready to Code?

Join us in making **Q1 2025** a season of financial empowerment and innovation! 🌟\
Declare your participation by saying "I'm in!" in the [#bounties channel](https://investec-dev-com.slack.com/archives/C05MNBE2G3C) on Slack, and let's create impactful solutions together! 🤝